Every claim follows the same road. Here's the whole map.
Seven guides, one for each moment a claim actually turns on. Read the one that matches where you are today — each stands alone, and each hands you to the next when the road bends.
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1
The day it happens
The First 24 Hours Framework™ →
Eight ordinary actions that decide whether your claim is believed: report in writing, say "this happened at work," name every body part, photograph everything. The foundation every other guide builds on — with an interactive checklist that saves your progress.
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2
Every conversation after
What to Say — The Script Library →
Word-for-word language for the moments that decide claims: the employer report, the adjuster's first call (and the recorded statement you can decline), describing pain to doctors without minimizing, and light duty that isn't light. Printable.
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3
If the letter says no
Denied Claims — The Playbook →
A denial is a position, not a verdict. Match the denial reason to the evidence that fixes it, decode the letter, calendar the one date that matters, and understand the four-step dispute process every state shares.
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4
The exam that decides it
The Medical Visit Blueprint™ →
QME, AME, IME, designated doctor — whatever your state calls it, one medical-legal exam usually outweighs months of records. Before, during, and after: the timeline, the honesty rule in both directions, and the report's big four findings.
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5
When healing plateaus
MMI & Your Rating →
MMI isn't "recovered" — it's measurement day. Your checks convert, your impairment becomes a percentage, and each percentage point becomes weeks of money. Plus the apportionment subtraction to watch, and how to dispute a rating.
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6
When the offer arrives
Before You Sign — The Settlement Readiness Checklist™ →
The one irreversible moment. Ten yes-or-no questions that tell you whether you're actually ready, the four red flags in the room, what "final" really means, and how the money actually arrives after the judge signs.
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7
Going back — on your terms
The Return-to-Work Decision Matrix™ →
Six return scenarios mapped against what each does to your health and your benefits — genuine light duty, fake light duty, no offer at all, and permanent restrictions that change careers. The doctor's note runs the show.
Answer one question at a time and get pointed to exactly the right resource — or just ask in your own words.
Alongside the journey
Your state's rules
Deadlines, benefits, and who picks your doctor — every state and D.C., covered definitively.
Find your state →Your injury, explained
Twelve injuries covered like a medical site and a claims guide at once.
Open the library →Your job's guide
Construction to nursing to trucking — each occupation's injuries and its signature trap.
Find your job →The Video Library
The whole system, ninety seconds at a time — five calm explainers with full transcripts.
Watch / read →Questions, answered
Sixty of the most-asked questions — pay, job security, medical care, settlements — in plain language.
Browse the answers →Your private claim HQ
Journal, dates, documents, appointments — on your device, seen by no one but you.
Open My Claim →Not sure where you stand? Have a lawyer look — free.
A few quick taps connects you with a licensed workers' comp attorney in your state. No cost, no obligation, no pressure.