You got hurt at work.
Here's exactly what
to do next.
Free, plain-English help for injured workers — guides, your state's rules, six calculators, and a private claim tracker. No account, no cost, and nothing leaves your device unless you send it.
workplace injuries are reported in America every single year
different state systems — deadlines, benefits, and doctor rules all change at the border
days — the reporting window most states give you, and some give less
what you'll ever pay here — every guide, tool, and checklist is free
Every claim turns on a few moments. Find yours.
You don't need to read everything. Find the moment you're in on the path below — we'll show you exactly what matters right now.
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Moment 01 · Just injured
"I just got hurt at work."
The first day shapes your whole claim. The eight things to do — and the five mistakes that quietly cost workers thousands.
Start with the First 24 Hours → -
Moment 02 · Understanding my injury
"I want to understand my injury."
How your injury is treated, how recovery usually goes, and what it means for your claim — backs, shoulders, knees, and repetitive strain.
Open the Injury Library → -
Moment 03 · Thinking about settlement
"I've been offered a settlement."
The most irreversible moment in your claim. Work through the Settlement Readiness Checklist™ and the red flags before you sign anything.
Start with Before You Sign → -
Moment 04 · Denied or disputed
"My claim was denied."
A denial is a position, not a verdict. Why claims get denied, how the dispute process works, and how workers turn denials around.
Start the denial playbook → -
Moment 05 · Exam coming up
"I have a QME / IME exam."
One exam often decides a disputed claim's value. The Medical Visit Blueprint™ covers before, during, and after — including what not to minimize.
Read the blueprint → -
Moment 06 · Going back to work
"They want me back at work."
Light duty, restrictions, and pressure to return — the Return-to-Work Decision Matrix™ shows what each choice does to your health and benefits.
Open the decision matrix →
Your whole claim in one place. It never leaves your phone.
A private dashboard that lives on your device — a dated claim journal, your key dates, a document checklist, and an appointment tracker with prep reminders. Printable when you need to bring it all somewhere.
Everything you need, organized the way you'd look for it.
Guides & Frameworks
Seven signature guides mapped to the seven moments every claim turns on — from the first hour to the final signature.
See the whole journey → 12 injuriesInjury Library
Plain-English medical education for common work injuries: symptoms, treatment, recovery, and claim considerations. Twelve injuries live.
Browse the library → 50 + D.C.State Guides
Workers' comp is 50 different systems. Deadlines, benefits, forms, and agencies — state by state. All 50 states + D.C. live.
Browse all states → 6 toolsTools & Calculators
Six calculators and checkers that teach: settlements, deadlines, wage checks, mileage, misclassification, and the lawyer question.
Open the toolbox → ScriptsWhat to Say
Word-for-word scripts for the conversations that decide claims — the adjuster call, the employer report, the doctor visit.
Open the scripts → 60+ termsGlossary & Instant Answers
Sixty plain-English terms, plus an instant-answer engine for the questions everyone asks at 11pm.
Get answers →Deep answers to the questions everyone asks.
Settlement Amounts by Body Part
The honest version of the settlement chart: real ranges, what actually moves the number, and the math shown in full.
Read the article → TaxesIs Workers' Comp Taxable?
The IRS rule, the one exception that surprises people on Social Security, and how settlements are treated at tax time.
Read the article → Your JobCan You Be Fired on Workers' Comp?
What retaliation actually means, which benefits survive a firing, and the protections most workers never hear about.
Read the article →Most injured workers don't get shortchanged because their case is weak. They get shortchanged because no one explained the system.— Why Work Injury Payout exists
Five habits that cost workers thousands. All five are fixable today.
Nothing here is scary or rare — these are the ordinary, understandable things people do that quietly shrink claims. Each card links to the guide that walks you through the fix.
Fifty states. Fifty different systems.
Deadlines, benefits, even who picks your doctor — it all changes at the state line. All 50 states plus D.C. are live.
Our editorial standards are the product.
Every legal and medical term is explained the way you'd explain it to a family member. Jargon never survives an edit.
Every page shows when it was last reviewed and updated. Laws change; our pages say so out loud.
No pop-ups, no countdown timers, no fear. We never promise outcomes, and we tell you when you don't need a lawyer.
Every guide, tool, and glossary entry is free — in English and Spanish. Understanding your rights should never be behind a paywall.
Every state runs a free information office for injured workers, and consultations with workers' comp attorneys are typically free. Our state guides list official contacts for each.
Not sure where you stand? Have a lawyer look — free.
A few quick taps connects you with a licensed workers' comp attorney in your state. No cost, no obligation, no pressure.