The transcript
On screen — “$______” with a blinking cursor
Everyone wants one number. Here's the honest answer: there is no standard amount — and anyone who says there is, is negotiating against you.
On screen — three blocks stack: unpaid wage benefits · permanent disability · future medical
Every settlement is built from three blocks. Back-pay the insurer still owes you. Compensation for what's permanently changed — driven by your impairment rating. And your future medical care — which either stays open, or gets bought out for cash.
On screen — a rating slider moves 10% → 15%; dollars climb
Small numbers move big money. A few percentage points on a rating can be thousands of dollars — which is why that one medical exam matters so much.
On screen — “What first offers usually leave out” checklist
And first offers? They usually price the smallest defensible version of your claim. Underpaid wages, forgotten body parts, and tomorrow's surgery are the missing pieces.
On screen — “Learn the math before anyone shows you a number.”
You don't need to be an expert. You need to understand the math before someone puts a number in front of you. Our settlement calculator teaches it — free, no sign-up, nobody calls you.
End card
Work Injury Payout. Understand your rights — free, in plain English, at workinjurypayout.com.