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Video Explainer · 65 seconds

Two clocks are ticking — and most workers only know one.

Reporting to your employer and filing with the state are different deadlines. Checks arriving in your mailbox stops neither.

Reviewed August 2026 Educational — not legal advice

Animated version in production

Same words, same calm — coming soon. The complete transcript below teaches the identical lesson in about a minute of reading.

The transcript

On screen — two clocks: “TELL YOUR EMPLOYER” · “FILE YOUR CLAIM”

The moment you're hurt at work, two clocks start — and most workers only know about one of them.

On screen — clock one speeds up: “Days. Sometimes 30. Sometimes fewer.”

Clock one: reporting to your employer. Usually thirty days — Pennsylvania pays full benefits only if you're inside twenty-one.

On screen — clock two: “One to three years — and it doesn't stop because they're paying you.”

Clock two: formally filing with the state. And here's the expensive myth — telling your boss is not filing. Checks arriving in your mailbox is not filing. The clock runs anyway.

On screen — map pins: CA 1yr · GA 1yr · TX 1yr · FL 2yr · NY 2yr · IL 3yr

One year in California, Georgia, and Texas. Two in Florida and New York. Three in Illinois. Different states, different clocks — and exceptions in both directions.

On screen — deadline checker UI

Our deadline checker turns your injury date into your actual dates — free, in ten seconds. Because late is worse than early. But late is almost always better than never.

End card

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